PRIVACY POLICY Last Updated
May 31, 2018

Thank you for choosing to be part of our community at ScholarMe Co. ("Company", "we", "us", or "our"). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about our policy, or our practices with regards to your personal information, please contact us at hey@scholarme.co.
When you visit our website scholarme.co, and use our services, you trust us with your personal information. We take your privacy very seriously. In this privacy notice, we describe our privacy policy. We seek to explain to you in the clearest way possible what information we collect, and how we use it and what rights you have in relation to it. We hope you take some time to read though it careful, as it is important. If there are any terms in this privacy policy that you do not agree with, please discontinue use of our Sites and services.
This privacy policy applies to all information collected through our website (such as scholarme.co) and/or any related services, sales, marketing or events (we refer to them collectively in this privacy policy as the "Sites").
Please read this privacy policy carefully as it will help you make informed decisions about sharing your personal information with us.

TABLE OF CONTENTS
1. WHAT INFORMATION DO WE COLLECT?
2. HOW DO WE USE YOUR INFORMATION?
3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?
4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
5. HOW LONG DO WE KEEP YOUR INFORMATION?
6. HOW DO WE KEEP YOUR INFORMATION SAFE?
7. WHAT ARE YOUR PRIVACY RIGHTS?
8. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
9. HOW DO WE MAKE UPDATES TO THIS POLICY?
10. HOW CAN YOU CONTACT US ABOUT THIS POLICY?

1. WHAT INFORMATION DO WE COLLECT?
Personal information you disclose to us
OVERVIEW:
We collect personal information that you provide to us such as name, address, contact information, and passwords and security data.
LEGAL DESCRIPTION:
We collect personal information that you voluntarily provide to us when registering at the Sites expressing an interest in obtaining information about us or our products and services, when participating in activities on the Sites or otherwise contacting us.
The personal information that we collect depends on the context of your interactions with us and the Sites, the choices you make and the products and features you use. The personal information we collect can include the following:
Name and Contact Data. We collect your first and last name, email address, postal address, phone number, and other similar contact data.
Credentials. We collect passwords, password hints, and similar security information used for authentication and account access.
All personal information that you provide to us must be true, complete and accurate, and you must notify us of any changes to such personal information.
Information automatically collected
OVERVIEW:
Some information, such as what kind of device you or using or where you are coming from, is collected automatically when you visit our Sites. This information does not include your personal identifiable information (such as your name or contact information), and it is mostly needed to keep our website safe, and maintain our services.
LEGAL DESCRIPTION:
We automatically collect certain information when you visit, use or navigate the Sites. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, bowser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Sites and other technical information. This information is primarily needed to maintain the security and operations of our Sites, and for our internal analytics and reporting purposes.
Like many businesses, we also collect information through cookies and similar technologies.

2. HOW DO WE USE YOUR INFORMATION?
OVERVIEW:
We use the information you give us to create your ScholarMe account, send you updates about our website, apply you for any scholarships you choose to be applied for, comply with any legal obligations we have, display offers on our website, and anything else you give us consent for later. We also may occasionally send you offers for student loans and other financial products, but you can opt-out of these at any time. We do not share your information with the third parties responsible for the offers we send/show you without your specific consent first.
LEGAL DESCRIPTION:
We use personal information collected via our Sites for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests ("Business Purposes"), in order to enter into or perform a contract with you ("Contractual"), with your consent ("Consent"), and/or for compliance with our legal obligations ("Legal Reasons"). We indicate the specific processing grounds we rely on next to each purpose listed below.
We use the information we collect or receive:
* To facilitate account creation and logon process with your Consent.
* To send you marketing and promotional communications for Business Purposes and/or with your Consent. We may use the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. You can opt-out of our marketing emails at any time (see "WHAT ARE YOUR PRIVACY RIGHTS" below.)
* To send administrative information to you for Business Purposes, Legal Reasons, and/or possibly for Contractual. We may use your personal information to send you product, service and new feature information and/or information about changes to our terms, conditions, and policies.
* To pose testimonials with your Consent. We post testimonials on our Sites that may contain personal information. Prior to posting a testimonial, we will obtain your consent to use your name and testimonial. If you with to update, or delete your testimonial, please contact us at hey@scholarme.co and be sure to include your name, testimonial location, and contact information.
* Deliver targeted advertising to you for our Business Purposes and/or with your consent. We may use your information to develop and display content and advertising tailored to your interests and/or location to measure its effectiveness.
* Request Feedback for Business Purposes and/or with your Consent. We may use your information to request feedback and to contact you about your use of our Sites.
* To enforce our terms, conditions and policies for Business Purposes, Legal Reasons, and/or possibly Contractual.
* For other Business Purposes. We may use your information for other Business Purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Sites, product, services, marketing and your experience.

3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?
OVERVIEW:
We only share information with your consent, to comply with laws, to protect your rights and to apply you for scholarships you choose to apply for on our website. We also may share your information with companies responsible for helping us run our website properly and safely, such as companies that help us send emails, manage our security and host our website. We DO NOT share your personal information with business partners responsible for the offers we show you for student loans or financial products without your specific consent first.
LEGAL DESCRIPTION:
We only share and disclose your information in the following situations:
* Compliance with Laws. We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements).
* Vital Interests and Legal Rights. We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.
* Vendors, Consultants, and Other Third-Party Service Providers. We may share your data with third party vendors, service providers, contractors or agents who perform services for us or on our behalf and require access to such information to do that work. Examples include: payment processing, data analysis, email delivery, hosting services, customer service and marketing efforts. We may allow selected third parties to use tacking technologies on the Sites, which will enable them to collect data about how you interact with the Sites over time. This information may be used to, among other things, analyze and track data, determine the popularity of certain content and better understand online activity. Unless described in this Policy, we do not share, sell, rent, or trade any of your information with third parties for their promotional purposes.
* Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
* Affiliates. We may share your information with our affiliates, in which case we will require those affiliates to honor this privacy policy. Affiliates include our parent company and any subsidiaries, joint venture partners or other companies that we control or that are under common control with us.
* Business Partners with your Consent. We may disclose your personal information with our business partners to offer you certain products, services or promotions you have expressed interests in with your consent.
* With your Consent. We may disclose your personal information for any other purpose with your consent.

4. WILL YOUR INFORMATION BE SHARED WITH ANYONE?
OVERVIEW:
We may use common tracking cookies and other tracking technologies to collect and store information to improve your experience, similar to many other websites.
LEGAL DESCRIPTION:
We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Policy.

5. HOW LONG DO WE KEEP YOUR INFORMATION?
OVERVIEW:
We keep your information as long as necessary to fulfill the purposes outlined in this privacy policy unless otherwise required by law.
LEGAL DESCRIPTION.
We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy policy, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements). No purpose in this policy will require us keeping your personal information for longer than 2 years past the termination of the user's account. When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

6. HOW DO WE KEEP YOUR INFORMATION SAFE?
OVERVIEW:
We aim to protect your personal information through a system of organizational and technical security measures.
LEGAL DESCRIPTION:

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, please also remember that we cannot guarantee that the internet itself is 100% secure. Although we will do our best to protect your personal information, transmission of personal information to and from our Sites is at your own risk. You should only access the services within a secure environment.

7. WHAT ARE YOUR PRIVACY RIGHTS?
OVERVIEW:
You may review, change, or terminate your account at any time.
LEGAL DESCRIPTION:
If you are resident in the European Economic Area and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here: http://ec.europa.eu/newsroom/article29/item-detail.cfm?item_id=612080
Account Information
If you would like at any time to review or change the information in your account or terminate your account, you can:
* Log into your account setting and update your user account.
Or
* Email us at hey@scholarme.co and ask for your account to be updated or deleted.
Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, some information may be retained in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce out Terms of Use and/or comply with legal requirements.
Cookies and similar technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remmed cookies or reject cookies, this could affect certain features of services of our Sites.
Opt-out of email marketing: You can unsubscribe from our marketing email list at any time by clicking on the unsubscribe link in the emails that we send or by contacting us using the details provided below. You will then be removed from the marketing email list - however, we will still need to send you service-related emails that are necessary for the administration and use of your account. To otherwise opt-out, you may:
* Access your account settings and update preferences

8. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
Overview:
Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.
LEGAL DESCRIPTION:
California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclose to third parties for direct marketing purposes and the names and addresses of all third parties for direct marking purposes and the name and addresses of all third parties in which we shared your personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.
If you are under 18 years of age, reside in California, and have a registered account with the Sites, you have the right to request removal of unwanted data that you publicly post on the Sites. To request removal of such data, please contact us using the contact information provided below, and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Sites, but please be aware that the data may not be completely or comprehensively removed from our systems.

9. DO WE MAKE UPDATES TO THIS POLICY?
OVERVIEW:
Yes, we will update this policy as necessary to stay compliant with relevant laws.
LEGAL DESCRIPTION:
We may update this privacy policy from time to time. The updated version will be indicated by an updated "Revised" date and the updated version will be effective as soon as it is accessible. If you make material changed to this privacy policy, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy policy frequently to by informed of how we are protecting your information.

10. HOW CAN YOU CONTACT US ABOUT THIS POLICY?
If you have questions or comments about this policy, you may email us ta hey@scholarme.co or by post to
ScholarMe Co. 13040 Folly Quarter Road Ellicott City, MD 21042 United States If you have any further questions about us or our policies, email us at hey@scholarme.co or by post to ScholarMe Co. 13040 Folly Quarter Road Ellicott City, MD 21042 United States HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU? Based on the laws of some countries, you may have the right request access to the personal information we collect from you, change that information, or delete it in some circumstance. To request to review, update, or delete your personal information, please submit a request form by clicking here. We will respond to your request within 30 days